Invoicing that gets paid
Branded invoices, automatic chasing, and one-tap reconciliation when the cash lands. Average payment days drop by 38%.
New · AI-assisted reconciliationAccounting that
Accounting that
actually keeps up.
Juto brings your invoices, expenses, payroll calculations and reports onto one calm canvas. It's built for finance teams that want to close the books in days, not weeks.
14-day free trial · Cancel anytime · Built for Nigeria, UK, US & EU
juto.app/dashboard
Cashflow · April
Revenue ₦148.9m£412.6k€486.2kUS$524.3kCA$718.4k ↑ 12.4% vs March
Expenses ₦62.3m£173.1k€204.0kUS$219.4kCA$300.6k ↓ 3.1% vs March
Outstanding ₦24.6m£68.4k€80.5kUS$86.7kCA$118.8k 6 invoices
Cash on hand ₦312.5m£868.2k€964.2kUS$1.1mCA$1.5m Healthy runway
Built by accountants and engineers who know the books need to balance.
Everything your finance team needs.
From the first invoice you send to year-end reporting, Juto keeps every number in sync without spreadsheets in between.
Reports without the wait
P&L, balance sheet, and cashflow update in real time as you work - no more waiting for month-end exports.
Connected to your stack
Direct bank feeds with 30+ Nigerian banks at launch, with UK, US, and EU integrations expanding through 2026.
Close the books
Month-end in a day, not a week.
Juto AI’s reconciliation engine matches transactions, surfaces anomalies, and routes approvals to the right people automatically. Your team stops chasing receipts and starts closing.
- Smart matching across every bank transaction
- Anomaly detection on every ledger entry
- Audit trail ready for any auditor
Reconciliation queue · 12 items
STRIPE PAYOUT
AWS · April
Adobe Creative
Lagos Mercantile LtdThames Mercantile LtdRhein Handel GmbHHudson Mercantile Inc.Ontario Mercantile Ltd
Unknown vendor
“Switching to Juto cut our close from five days to one. The team has time to actually do finance work now, not chase spreadsheets.”
Plans that scale with you.
Flat pricing per organisation, with no per-seat surprises. Pay monthly, or annually for less.
Starter
₦28,000/mo
₦336,000 billed annually
₦35,000/mo
billed monthly
£23.17/mo
£278 billed annually
£29/mo
billed monthly
€26.42/mo
€317 billed annually
€33/mo
billed monthly
US$28/mo
US$336 billed annually
US$35/mo
billed monthly
CA$39.17/mo
CA$470 billed annually
CA$49/mo
billed monthly
Solo finance operator or founder managing a single entity.
Choose Starter- 1 legal entity · 3 users · 1 bank connection
- Invoices, bills & expenses
- P&L & Balance Sheet reports
- VAT return preparation
- 1-year audit log
- Email support · 48-hour SLA
Growth
₦68,000/mo
₦816,000 billed annually
₦85,000/mo
billed monthly
£55.17/mo
£662 billed annually
£69/mo
billed monthly
€60/mo
€720 billed annually
€75/mo
billed monthly
US$63.17/mo
US$758 billed annually
US$79/mo
billed monthly
CA$87.17/mo
CA$1,046 billed annually
CA$109/mo
billed monthly
Growing SME with a dedicated bookkeeper and up to 2 entities.
Choose Growth- 2 legal entities · 5 users · 3 bank connections
- Everything in Starter
- Customisable chart of accounts
- Cash Flow & AR/AP Ageing reports
- Full tax returns (VAT + WHT)
- Approval workflows
- Multi-currency
- Payroll calculation add-on available
- 3-year audit log
- Email support · 24-hour SLA
Professional
₦176,000/mo
₦2,112,000 billed annually
₦220,000/mo
billed monthly
£151.17/mo
£1,814 billed annually
£189/mo
billed monthly
€164/mo
€1,968 billed annually
€205/mo
billed monthly
US$175.17/mo
US$2,102 billed annually
US$219/mo
billed monthly
CA$239.17/mo
CA$2,870 billed annually
CA$299/mo
billed monthly
Mid-market company with a finance team and multiple entities.
Choose Professional- 10 legal entities · 20 users · 10 bank connections
- Everything in Growth
- Consolidated P&L & Balance Sheet across entities
- Multi-entity tax roll-up
- AI reconciliation
- Payroll calculations included for up to 50 employees
- FX gain/loss auto-posting
- API access (read-only)
- 7-year audit log
- Priority email + live chat · 4-hour SLA
Enterprise
Custom
Large corporates, fund managers, and institutional investors.
Contact sales- Unlimited entities, users & bank connections
- Everything in Professional
- Fund accounting & investor allocation (NAV, capital calls)
- Payroll calculations included for unlimited employees
- Full API (read/write, webhooks & custom integrations)
- On-premise deployment option
- 10-year audit log + custom export
- Dedicated CSM · 1-hour SLA · Slack channel
- 99.9% contractual uptime SLA
- SOC 2 report on request
Secure payment by PaystackSecure payment by StripeSecure payment by StripeSecure payment by StripeSecure payment by Stripe
Add-ons
Expand your plan with usage-based add-ons, billed monthly alongside your subscription, in the currency selected above.
Payroll module
Starter & Growth
₦25,000 / entity / mo
£20 / entity / mo
€23 / entity / mo
US$24 / entity / mo
CA$32 / entity / mo
Calculates gross-to-net pay, PAYE, pension and statutory deductions, and produces payslips and remittance schedules. Juto does not process salary payments; you pay staff from your own bank account. Nigeria, UK, US and Canada tax rules supported. Professional and Enterprise include payroll.
Expense claims module
Starter & Growth
₦15,000 / entity / mo
£12 / entity / mo
€14 / entity / mo
US$14 / entity / mo
CA$19 / entity / mo
Employees submit out-of-pocket expenses with receipts; approval posts straight to your ledger and flags the amount for reimbursement through your own payroll run or bank transfer. Professional and Enterprise include expense claims.
Additional payroll employee
Starter, Growth & Professional
₦2,000 / employee / mo
£2 / employee / mo
€2 / employee / mo
US$2 / employee / mo
CA$3 / employee / mo
Payroll calculations for 10 employees are included on Starter, 25 on Growth and 50 on Professional. Add more at this rate. Enterprise includes payroll calculations for unlimited employees.
Extra legal entity
Starter & Growth
₦30,000 / entity / mo
£25 / entity / mo
€27 / entity / mo
US$29 / entity / mo
CA$39 / entity / mo
Starter includes 1 entity; Growth includes 2. Add entities beyond your plan’s allocation without upgrading.
Extra user seat
Starter, Growth & Professional
₦8,000 / user / mo
£7 / user / mo
€8 / user / mo
US$9 / user / mo
CA$12 / user / mo
Any tier that reaches its user cap can add seats at this rate. Enterprise includes unlimited users.
API access (read-only)
Starter & Growth
₦20,000 / org / mo
£18 / org / mo
€20 / org / mo
US$22 / org / mo
CA$28 / org / mo
Read-only access to reporting endpoints. Professional includes read-only API; Enterprise includes full read/write + webhooks.
Dedicated onboarding
Any tier
₦150,000 one-time
£125 one-time
€140 one-time
US$150 one-time
CA$200 one-time
Chart of accounts setup, historical data migration guidance, and a user training session with a Juto specialist.
A note on payroll: Juto calculates payroll and produces payslips and filing schedules. It does not hold or move money. Salaries, PAYE, pension and other remittances are paid by you, from your own bank account.